The No Surprises Act was designed to protect patients from unexpected medical bills – and it’s...
Author - Benefits Weekly
Week 42: HMO, PPO, or HSA? Clearing Up One of the Most Common...
This week: HMO, PPO, or HSA? Employees mix these up constantly, and the confusion leads to bad plan...
Week 41: How long does COBRA last? That depends on the...
How long COBRA lasts depends on the qualifying event: termination or reduction in hours usually...
Week 40: Medigap vs. Medicare Advantage – What’s the Difference?
Medicare beneficiaries often face a big choice: Medigap or Medicare Advantage? Both options help...
Week 38: Can (and Should) a Company Offer Coverage to 1099...
This week: Can a company offer health coverage to its 1099 contractors, and should it? It’s one of...
Week 37: How Long Can You Make New Hires Wait for Coverage?
This week: How long can an employer make new hires wait before coverage starts? The answer involves...
Week 36: Section 125 vs. Section 105(h): How Nondiscrimination...
Section 125 and Section 105(h) nondiscrimination rules cover different ground – §125 tests...
Week 35: Gag Clause Attestation: What It Is, Who Must File, and...
This week: The Gag Clause Prohibition Compliance Attestation (GCPCA) is now an annual federal...
Week 34: What Missing Clinical Trial Data Means for Employers...
This week: A recent FDA update revealed that nearly 30% of required clinical trial results are...
Week 33: The Missing Layer in Most CRMs
Most agencies have a CRM, and it’s full of useful stuff: notes, emails, service activity...
Week 32: Your Agency Needs a Playbook
In most agencies, people just figure things out as they go. One account manager handles renewals...
Week 31: Do You Have a Knowledge Base for Your Insurance Agency?
This week: Most agents don’t have a true knowledge base; they have scattered information. This...
Week 30: Reference-Based Pricing Isn’t What Most People Think
This week: Reference-based pricing is often discussed as if it’s one specific type of plan, but...
Week 29: Do It Once, Use It Everywhere
This week: Agents spend more time than they realize recreating the same emails, explanations, and...
Week 28: Why You Should Have Lunch with ChatGPT
This week: Most agents don’t have a motivation problem; they have a thinking-time problem. This...
Week 27: If You Want to Do More, Do Less
This week:Most agents try to grow by doing more, but real growth comes from doing less:...
Week 23: Is Consumer-Directed Health Care Still a Thing?
This week: Consumer Directed Health Care (CDHC) used to be the future of employee benefits. Today...
Week 22: When Formularies Change
This week: Every reporting season brings the same questions from employers. Who files what? When is...
Week 21: It’s Employer Reporting Season!
This week: Every reporting season brings the same questions from employers. Who files what? When is...
Week 20: Why Health Insurance is an Underrated Career (and Side...
This week: Ever wonder if you chose the right career? This week’s article looks at health...
Week 19: One Size Does NOT Fit All
This week: Every client is different, and the best solution isn’t always the most familiar one...
Week 18: Looking Ahead to 2026 – What to Expect and How to...
This week: As we head into a new year, it’s a great time to step back and think about what’s ahead...
Week 14: Why Are Small Group Health Insurance Rates Going Up So...
This week: Health insurance premiums for January 2026 renewals are coming in higher than many...
Week 13: 10 Common Questions We’re Asked (from our blog)
Happy Thanksgiving, everyone! As we head into the holiday, we want to say how truly thankful we are...
Week 12: What Exactly Are Section 213(d) Expenses?
Most people in employee benefits talk about “Section 213(d) expenses,” but few have ever seen the...
Week 11: FSAs – a popular benefit that pays for itself
Few employee benefits deliver a better return than the Flexible Spending Account. FSAs save...
Week 10: Dependent Care Accounts Just Got A LOT Better
The One Big Beautiful Bill Act just gave working parents a major win. Starting in 2026, the annual...
Week 9: QSEHRA vs ICHRA – which one’s better for...
The Qualified Small Employer HRA (QSEHRA) and Individual Coverage HRA (ICHRA) both let employers...
Week 8: Medicare Premium Reimbursement Arrangements
week: For small employers with fewer than 20 employees, a Medicare Premium Reimbursement...
Medicare IRMAA: How Income Raises Part B and Part D Premiums...
Medicare premiums for higher-income individuals include an extra charge called IRMAA. This chart...
Week 7: All the New Numbers for 2026
This week: We’ve rounded up all the updated benefits numbers for 2026. We’ll cover the new...
Week 6: ACA Market Turbulence – Subsidy Fights &...
The Affordable Care Act’s individual market has doubled in size since 2021 – thanks largely to...
Week 4: Medicare Part D Creditable Coverage and the $2,000 OOP...
Federal Tax Brackets for 2026
Week 1: BCBSTX Ends COBRA and State Continuation Administration
This week: Blue Cross Blue Shield of Texas (BCBSTX) is ending COBRA and Texas State Continuation...
