The Affordable Care Act’s individual market has doubled in size since 2021 – thanks largely to enhanced premium tax credits that made coverage cheaper (and in many cases free). But those subsidies are set to expire at the end of...

This week: the small-group “participation & contribution holiday” (Nov 1–Dec 15) gives employers a guaranteed-issue path even when they can’t meet normal participation or employer-funding requirements, but it’s a one-year...

This week: Health Savings Accounts (HSAs) were designed to pay for medical expenses with tax-free dollars, sort of like a Flexible Spending Account. But, since unused funds roll over from year to year, they can also be a great...

week: From virtual visits to direct primary care, HSAs are finally aligned with how people actually get care, and starting in 2026, more Marketplace shoppers can use them. Here’s what changed, what it means, and how to talk about...

This week: Blue Cross Blue Shield of Texas (BCBSTX) is ending COBRA and Texas State Continuation administrative services. We’ll share what BCBSTX has announced, the timing of the exit, and alternatives for organizations that have...